The Toronto Star reports today that a German firm is seeking federal approval to bring a legal insurance plan to Canada.
...the federal government's superintendent of financial institutions has been asked to approve a plan that would allow Canadians to purchase insurance premiums for less than $500 a year, which would cover up to $100,000 in legal expenses, including the cost of a lawyer preparing and arguing a case court.
The types of cases covered could include wrongful dismissal and other employment disputes, tax problems, personal injury claims and property fights with neighbours, according to Barbara Haynes, chief executive officer of DAS Canada, the Canadian arm of the German company seeking to do business here.
- To what degree will insurance company approvals for specific legal procedures and actions be mandated by any ultimate plan?
- Will the right for individuals to the legal counsel of their choice be preserved?
- How will solicitor and client privilege be protected if ongoing reports by counsel to the insurer are to be required under an insurance plan?
- What will the public's recourse be in the event of questionable denials of coverage?
- Perhaps most importantly, how will the privacy of litigants enrolled in such a plan be protected internationally?